How It Works
Simple, Transparent, and Fast
Apply Online
- Submit your request using our easy online application.
- Provide details of the expense and estimated closing date.
We Cover the Payment
- Once approved, we pay the invoice directly to the service provider within 14 days of closing.
Repay at Closing
- The total amount, including our service fee, is settled when you close—no upfront costs!
Who Can Use Our Services?
- Home sellers who need repairs, staging, or moving costs covered
- Real estate agents needing to cover listing expenses
- Service providers looking to receive payment upfront
Need funds before closing?
Pricing & Fees
Transparent & Fair Service Fees
We charge a tiered service fee based on the amount covered:
- $3,000 and below → 85% service
- $3,000 - $6,000 → 75% service fee
- $6,000 and above → 50% service fee
- No upfront payments
- No hidden costs
- No impact on credit score
Example:
If you need $4,000 for home repairs, the repayment at closing would be $7,000 ($4,000 + 75%).